Full Time Permanent

Mortgage Underwriter

Posted 12 months ago
Macclesfield
£27,500 - £35,000 per year
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Job Description

To underwrite loan applications according to the criteria of the different lenders requirements, ensuring that the client is offered the best offer and rate to suit their individual circumstances, in a timely and compliant manner.

KEY TASKS

  • Respond to incoming loan applications by contacting clients on receipt to talk through their requirements, compile client fact find.
  • Underwrite all incoming loan applications by checking clients circumstances with regard to credit history and information received from searches done on Equifax and land registry.
  • A detailed understanding of lender underwriting criteria is essential in order that the clients needs can be met by the determined lender.
  • Calculate loan repayments based on clients income.
  • Call client and give an advised sale based on clients needs and circumstances.
  • Provide support for other team members as required.
  • Proven experience working to targets

EDUCATION, EXPERIENCE, AND SKILLS REQUIRED

CeMAP qualification is essential.
A great telephone manner is essential and proven experience gained in a similar pressured role working to targets.

Additional skills will include being a self-starter, able to assimilate and interpret information, analytical skills and excellent organisation skills with the ability to prioritise.

The underwriters are required to work a 40 hour contract on a rota basis between the hours 9am to 7pm Monday – Wednesday, 9am – 7pm Thursday and 9am-5.30pm Fridays.

Job Location

12 months ago
2363 Views
0 Applicants